About IFS

IFS is a family run business with over 30 years experience in the finance industry with access to a wide range of lenders who specialise in remortgages and secured loans for people with both a clear credit history and those with an adverse credit history. This means we can get you a great deal even if you have a bad credit rating. We are sympathetic, easy to talk to and understand your problems.

We will consider all circumstances.

Unlike some companies, we welcome people with CCJs, defaults and arrears or who are discharged bankrupts.

You can get a remortgage or secured loan for any purpose.

Whatever you need to raise cash for, we can help. For example, clearing credit card debt, paying off expensive loans earlier, buying your council home or making home improvements.

We can lower your monthly payments by consolidating all your debts.

After our initial, no obligation fact find, you may find it beneficial to consolidate some or all of your existing debst to reduce your monthly outgoings if it is within your best interests.
We have many years of experience in this marketplace and are experts at finding a solution that seta you free from financial difficulties.

No upfront fees for remortgage advice.

IFS do not charge any fees upfront unlike many other brokers, IFS only charge a fee on a mortgage or Remortgage that completes and this fee pays for the expertise involved in arranging your new mortgage, the administrative work which has ensured the successful application and completion of your new mortgage, as well as the liability to you which we have for the mortgage advice given to you.

You can feel confident taking a mortgage or secured loan through us because we operate within the Consumer Credit Act 1974 and we are members of FISA (The Financial Industry Standards Association). We are regulated by the Financial Services Authority (FSA), which means we have to adhere to rigorous standards in our dealings with you. Find out more at www.fsa.gov.uk or call 0845 606 1234. We also take the FSA doctrine of “treating your customers fairly” very seriously and ensure that all our consultants adhere strictly to these rules.